The Attorney General’s Homeowner Protection Program (HOPP)
can help you save your home. ACCORD is a local facilitator of the HOPP program
and has a housing counselor available to advocate for homeowners, help them to
understand their finances, connect them to free legal services, and even speak
to the bank on their behalf. ACCORD’s
housing counselor can help qualified homeowners develop an application for New
York State’s Mortgage Assistance Program.
New York State
Mortgage Assistance Program (NYS-MAP)
To be eligible, homeowners must have experienced a financial
hardship and must demonstrate an ability to afford their housing payments after
receiving assistance. There are other requirements a homeowner must also meet
in order to be eligible, which the housing counselor will explain in detail.
Funds can be used to bring a mortgage current, help get a modification, pay off
a mortgage or property tax arrears, or settle other debts that could lead to
foreclosure. The loans made under NYS-MAP are mortgage loans that carry 0%
interest. No monthly installment payments are required on the loan during its
term but the full principal amount is due on the sale or refinance of the home,
when the term is reached, or upon default.
How do I know this
isn’t a scam?
The New York Attorney General’s Office helped develop the
New York State Mortgage Assistance Program. You can read the press release
here:
For more information please contact:
Jackie Washburn 585-268-7605
Extension 1119
